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A PRIMER ON ACTUAL CASH VALUE VS. REPLACEMENT COST One concept you'll want to make sure you understand in homeowners insurance is ‘actual cash value’ versus ‘replacement cost’ coverage. It's a key distinction in insurance, and having a grasp of it, and a few other important terms, will help you READ MORE >>

By Luke Brown, American Integrity Ins. Grp. The roof is an integral part of any house; its purpose is both aesthetic and functional, preserving the belongings within the house and providing protection to the people who live there.  READ MORE >>

THE 10 MISTAKES EVERYONE SHOULD AVOID WHEN PURCHASING HOMEOWNERS INSURANCE!     Purchasing homeowners insurance in Florida can be confusing. Getting the help of an independent agent is a wise decision, but you should also have a basic understanding of what's important. READ MORE >>

 by Amanda Richter    |  October 17, 2014   |   A couple weeks ago we wrote about a growing problem - contractors using “assignment of benefits” to hijack consumer water claims. READ MORE >>

The Five Most Common Questions I Hear About Personal Auto Insurance: Why do they check my credit for an auto insurance quote? As annoying and intrusive as this may feel, at least it doesn't negatively affect your credit report. READ MORE >>

Why can't I get House Insurance during Hurricane Season?     Well... You can!  As long as there is no Hurricane or threat of Hurricane within a certain area you should be able to obtain an insurance policy from just about any insurance company. Freaky, huh?! READ MORE >>

Brenda Mosley Brenda graduated from Pensacola Christian College in 1994 and immediately moved to Guam to teach English and Kindergarten to 3-year-old Asian children. She says the first words she taught them were "sit" and "quiet!" READ MORE >>

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